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Compare Mortgage Refinance Companies in Sayville, NY
Looking for a mortgage refinance company in Sayville? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Sayville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Sayville, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Outlet
280 W Main St, Sayville, NY 11782
6315893600
LuxeRates, LLC
100 S Main St suite 202, Sayville, NY 11782
5162340289
Michael Greenlick - Contour Mortgage
2 S Main St Ste D, Sayville, NY 11782
5163611040
Mid-Island Mortgage Corp.
2 N Main St #4, Sayville, NY 11782
6317370500
Contour Mortgage - Sayville
2 S Main St Ste D, Sayville, NY 11782
6318248055
Chase Home Lending
131 W Main St, Sayville, NY 11782
8325648777
Mortgage refinance companies in Sayville New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local Sayville residents can work with these companies to refinance conventional FHA or VA loans.
What Does a Mortgage Refinance Company in Sayville Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1.0 percent of the loan amount plus third party fees for appraisal title search and credit report. Recording taxes in New York can add hundreds or thousands of dollars depending on the loan size. For example a 300000 loan might incur 1500 to 3000 in recording tax. Costs vary by lender property type and loan program. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sayville New York?
You typically need pay stubs tax returns bank statements and a government ID. New York lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. New York law mandates a three business day right of rescission after signing for most refinances.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges mortgage recording tax on refinances which can be 0.5 to 1.0 percent of the loan amount. You may also pay title insurance and attorney fees as required by state practice.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.