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Compare Mortgage Refinance Companies in Sayville, NY

Compare mortgage refinance companies in Sayville. Review contact information and insurance categorys before you decide.

6 agents listed
Updated June 2026
Sayville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 6 mortgage refinance companies in Sayville, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Outlet
280 W Main St, Sayville, NY 11782
(631) 589-3600 themortgageoutlet.org
LuxeRates, LLC
100 S Main St suite 202, Sayville, NY 11782
(516) 234-0289 luxerates.com
Michael Greenlick - Contour Mortgage
2 S Main St Ste D, Sayville, NY 11782
(516) 361-1040 contourmortgage.com
Mid-Island Mortgage Corp.
2 N Main St #4, Sayville, NY 11782
(631) 737-0500 mortgagecorp.com
Contour Mortgage - Sayville
2 S Main St Ste D, Sayville, NY 11782
(631) 824-8055 contourmortgage.com
Chase Home Lending
131 W Main St, Sayville, NY 11782
(832) 564-8777 homelendingadvisor.chase.com

Mortgage refinance companies in Sayville New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local Sayville residents can work with these companies to refinance conventional FHA or VA loans.

What Does a Mortgage Refinance Company in Sayville Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1.0 percent of the loan amount plus third party fees for appraisal title search and credit report. Recording taxes in New York can add hundreds or thousands of dollars depending on the loan size. For example a 300000 loan might incur 1500 to 3000 in recording tax. Costs vary by lender property type and loan program. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Sayville New York?
You typically need pay stubs tax returns bank statements and a government ID. New York lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. New York law mandates a three business day right of rescission after signing for most refinances.
Are there New York specific fees for refinancing a mortgage?
Yes New York charges mortgage recording tax on refinances which can be 0.5 to 1.0 percent of the loan amount. You may also pay title insurance and attorney fees as required by state practice.

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