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Compare Mortgage Refinance Companies in Selden, NY

Directory of mortgage refinance companies in Selden, New York. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Selden, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in Selden, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
XL Brokerage Inc.
658 Middle Country Rd, Selden, NY 11784
6317366100
Chase Bank
999 Middle Country Rd, Selden, NY 11784
6317364770
Dean C Kramer - Chase Home Lending Advisor - NMLS ID 954833
999 Middle Country Rd, Selden, NY 11784
5168052275
Chase Home Lending
999 Middle Country Rd, Selden, NY 11784
5168052275

A mortgage refinance company in Selden New York helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. New York law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application.

What Does a Mortgage Refinance Company in Selden Cost?

Typical costs for a mortgage refinance in New York include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $3,000. New York also imposes a mortgage recording tax of about 0.5% to 1.0% of the loan amount. These costs can vary widely based on your loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Selden New York?
You typically need pay stubs tax returns bank statements and a photo ID. New York lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there New York specific fees for mortgage refinancing?
Yes New York charges a mortgage recording tax on refinances. This tax is based on the loan amount and can be a significant cost. Some lenders also charge an origination fee and title insurance fees.