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Looking for a mortgage refinance company in Spring Valley? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Spring Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 mortgage refinance companies in Spring Valley, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sterling Capital Solutions Inc
501 Chestnut Ridge Rd Suite 314, Spring Valley, NY 10977
8458362500
Ari Welz/ Mortgage loan officer NMLS 1434913
747 Chestnut Ridge Rd Suite 301, Spring Valley, NY 10977
3475631160
Elquity Inc
1 N Madison Ave Suite 308, Spring Valley, NY 10977
8883578489
AMG FUNDINGS INC
15 Perlman Dr Suite 101, Spring Valley, NY 10977
8002801167
American Financial Network, Inc I Hirsch Ungar
9 Perlman Dr Suite 106, Spring Valley, NY 10977
8455295600
Mortgage refinance companies in Spring Valley New York help homeowners lower their interest rates or change loan terms. New York law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies understand Rockland County property values and can guide you through the process.
What Does a Mortgage Refinance Company in Spring Valley Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. The mortgage recording tax in Rockland County adds about 1.05 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Spring Valley New York?
A standard refinance in New York takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise. Your lender must provide a Loan Estimate within three business days of your application.
Are there New York state taxes or fees on a mortgage refinance?
New York charges a mortgage recording tax on refinances, which varies by county. In Rockland County the rate is about 1.05 percent of the loan amount. There is also a state transfer tax of 50 cents per 500 dollars of the mortgage.
Do I need a lawyer for a mortgage refinance in Spring Valley New York?
New York law does not require a lawyer for a refinance, but many borrowers choose one for review. The lender will provide a closing agent or attorney. You may hire your own attorney to review documents at your own cost.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.