Compare Mortgage Refinance Companies in Syracuse, NY
Directory of mortgage refinance companies in Syracuse, New York. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 12 mortgage refinance companies in Syracuse, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Syracuse New York helps homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Onondaga County property values and can guide you through the state specific refinance process.
What Does a Mortgage Refinance Company in Syracuse Cost?
Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Syracuse?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and the complexity of your financial situation.
Are there New York specific fees for refinancing a mortgage?
Yes, New York charges a mortgage recording tax on refinances, which can be 1.0 to 1.75 percent of the loan amount depending on the county. Syracuse is in Onondaga County, where the rate is 1.0 percent for loans under 500000 dollars.