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Compare Mortgage Refinance Companies in Valley Stream, NY
Directory of mortgage refinance companies in Valley Stream, New York. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Valley Stream, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 6 mortgage refinance companies in Valley Stream, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Madison Mortgage - Team Ben Lavender
38 S Central Ave, Valley Stream, NY 11580
9176707878
Carrell Mortgage Corporation
169 Rockaway Ave, Valley Stream, NY 11580
9177441153
State Capital Group Corp
300A N Central Ave, Valley Stream, NY 11580
5168817784
Shah Tehrany - Mortgage Broker
38 S Central Ave, Valley Stream, NY 11580
5165179900
Ac Shortsale modification
962 Rockaway Ave, Valley Stream, NY 11581
7187473047
Chase Home Lending
270 N Central Ave, Valley Stream, NY 11580
5166692674
A mortgage refinance company in Valley Stream, New York helps homeowners lower their interest rate or change loan terms. New York law requires lenders to provide a Loan Estimate within three business days of application. Local companies also assist with cash-out refinancing to access home equity for renovations or debt consolidation.
What Does a Mortgage Refinance Company in Valley Stream Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, appraisal fee of $400 to $700, and title search and insurance totaling $1,000 to $3,000. New York also imposes a mortgage recording tax, which in Valley Stream (Nassau County) is 1.05% for loans over $500,000 and 0.80% for smaller loans. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Valley Stream?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there New York specific fees for refinancing?
Yes, New York charges a mortgage recording tax on refinances, which varies by county. In Nassau County, the tax is 1.05% of the loan amount for loans over $500,000. You may also pay title insurance and attorney fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.