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Find Mortgage Refinance Companies Near You in Wappingers Falls, NY
Browse mortgage refinance companies serving Wappingers Falls, New York. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Wappingers Falls, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 mortgage refinance companies in Wappingers Falls, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Mortgage Services
2 Chelsea Ridge Mall Suite 4, Wappingers Falls, NY 12590
8456354670
Chase Home Lending
1460 US-9, Wappingers Falls, NY 12590
2068534854
Mortgage refinance companies in Wappingers Falls New York help homeowners lower their interest rates or change loan terms. New York law requires a three-day rescission period after closing for most refinances. Local companies understand the Hudson Valley real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Wappingers Falls Cost?
Typical costs for a mortgage refinance in New York include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance costs of 500 to 1,500 dollars. Dutchess County adds a mortgage recording tax of 1.05 percent. Closing costs generally total 2 to 5 percent of the loan principal. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wappingers Falls?
You typically need recent pay stubs tax returns bank statements and a valid ID. New York lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New York?
A typical refinance in New York takes 30 to 45 days from application to closing. This timeline includes appraisal underwriting and the mandatory three-day rescission period.
Are there New York state laws that affect refinancing costs?
Yes New York imposes a mortgage recording tax on refinances which varies by county. Dutchess County charges a combined state and county tax of 1.05 percent of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.