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Find Mortgage Refinance Companies in Warwick, NY

Browse mortgage refinance companies serving Warwick, New York. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Warwick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 4 mortgage refinance companies in Warwick, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Family First Funding - Team Keelin Warwick
11 Oakland Ave #2l, Warwick, NY 10990
8456990974
Synergy Mortgage Inc
41 South St Suite A, Warwick, NY 10990
8459871969
Chase Home Lending
146 NY-94, Warwick, NY 10990
3327993643
Homestead Funding Corp: Maureen F. Kohler, MBA | NMLS# 34223
41 South St Ste A, Warwick, NY 10990
8457721010

Warwick New York homeowners can work with a mortgage refinance company to lower their interest rate or change loan terms. New York law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local companies in Orange County understand the specific property tax and insurance requirements for Warwick homes.

What Does a Mortgage Refinance Company in Warwick Cost?

Typical costs for a mortgage refinance in New York include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance which can range from 1000 to 2000 dollars. Closing costs often total 2 to 5 percent of the loan amount. Note that costs vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Warwick New York?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes extra time.