Find Mortgage Refinance Companies in Yorktown Heights, NY
Browse mortgage refinance companies serving Yorktown Heights, New York. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 6 mortgage refinance companies in Yorktown Heights, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Yorktown Heights Cost?
Typical costs for a mortgage refinance in New York include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance ranging from $500 to $1,500. Closing costs often total 2% to 5% of the loan amount. New York also imposes a mortgage recording tax, which in Westchester County is 0.50% for loans under $500,000 and 0.75% for larger loans. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Yorktown Heights?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. New York lenders also require a property appraisal and a credit check. Gather these documents early to speed up the process.
How long does a mortgage refinance take in New York?
A standard refinance in New York usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. Your lender will provide a timeline estimate after reviewing your application.
Are there New York state taxes or fees on refinancing?
New York charges a mortgage recording tax on refinances, which is typically 0.25% to 1.0% of the loan amount depending on the county. Yorktown Heights is in Westchester County, where the rate is 0.50% for loans under $500,000. Other fees include appraisal, title search, and attorney costs.