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Looking for a mortgage refinance company in Apex? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Apex, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 mortgage refinance companies in Apex, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GoPrime Mortgage, Inc. - Steve Cooper
320 N Salem St #300, Apex, NC 27502
9194129868
Carolina Equity Services, Inc.
1111 Pemberton Hill Rd Suite 101, Apex, NC 27502
9194676192
GoPrime Mortgage, Inc.
320 N Salem St, Apex, NC 27502
8885242914
Andy Holloman - GoPrime Mortgage
320 N Salem St #300, Apex, NC 27502
9199714030
OVAL Mortgage
320 N Salem St, Apex, NC 27502
7575375314
Apex, North Carolina homeowners can use a mortgage refinance company to lower their interest rate or change their loan term. North Carolina law requires lenders to provide a clear Loan Estimate within three business days of application, ensuring transparency. Local refinance companies in Apex understand the Wake County housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Apex Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Apex?
You typically need recent pay stubs, tax returns for two years, bank statements, and a valid ID. North Carolina law also requires a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina has a three-day right of rescission period after signing, which adds time for refinances of a primary residence.
Are there North Carolina specific rules for refinancing a mortgage?
Yes, North Carolina prohibits prepayment penalties on most mortgages over a certain amount. Also, lenders must follow the state's anti-predatory lending laws, which limit high-cost loan terms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.