ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies in Chapel Hill, NC
Compare mortgage refinance companies in Chapel Hill. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Chapel Hill, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 12 mortgage refinance companies in Chapel Hill, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carolina Ventures Mortgage
1506 E Franklin St Suite 300, Chapel Hill, NC 27514
9192606020
Carolina Home Mortgage 39862
The Center 1, 1506 E Franklin St, Chapel Hill, NC 27514
9193064840
CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Tyler Priest Loan Officer with Towne Mortgage of the Carolinas
1600 E Franklin St, Chapel Hill, NC 27514
9195230925
Scott Mulder at Prosperity Home Mortgage - Chapel Hill
404 Meadowmont Village Cir, Chapel Hill, NC 27517
9198195636
Daniel Casey Shedrick Jr at Prosperity Home Mortgage - Chapel Hill
1520 E Franklin St, Chapel Hill, NC 27514
9198915634
Robby Oakes Mortgage Team at CIMG
1300 Environ Way, Chapel Hill, NC 27517
9195253660
Kinsey Wennerstrom Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296353
Erika Griffin CIMG Residential Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9199296116
Independent Advantage Mortgage, LLC
1525 E Franklin St # 4, Chapel Hill, NC 27514
9199486878
Frank Rexford Mortgage Team
1300 Environ Way, Chapel Hill, NC 27517
9193607864
Mike Capps Mortgage
1300 Environ Way, Chapel Hill, NC 27517
9196190147
Mortgage refinance companies in Chapel Hill North Carolina help homeowners lower their interest rate or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders understand the Chapel Hill housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Chapel Hill Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2% to 5% of the loan principal. North Carolina also imposes a recording tax of 0.10% on the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Chapel Hill?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Chapel Hill who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.