Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of North Carolina before hiring.
Showing 11 mortgage refinance companies in Clayton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
632 Pinecroft Dr, Clayton, NC 27520
(919) 879-3040
fairway.com
Don Waters | Fairway Independent Mortgage Corporation Area Manager
632 Pinecroft Dr, Clayton, NC 27520
(919) 795-5622
donwatfairway.com
Rob Yo The Mortgage Pro
421 E Main St Suite 101, Clayton, NC 27520
(919) 322-8201
robyothemortgagepro.com
Clayton Group - American Security Mortgage NMLS 40561
336 E Main St, Clayton, NC 27520
(919) 649-0379
americansecuritymortgage.com
Christie Latham | Fairway Independent Mortgage Corporation Branch Sales Manager
632 Pinecroft Dr, Clayton, NC 27520
(919) 649-3026
christielathamloans.com
Fairway Independent Mortgage Corporation - Joe Pessolano - Branch Sales Manager - NMLS# 1420072
632 Pinecroft Dr, Clayton, NC 27520
(919) 750-0011
fairwayindependentmc.com
Karen Elaine White | Fairway Independent Mortgage Corporation Loan Officer
632 Pinecroft Dr, Clayton, NC 27520
(919) 879-3056
homeloanswithkarenscare.com
What Does a Mortgage Refinance Company in Clayton Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs around $500 to $1,000. Closing costs generally total 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Clayton North Carolina?
You will typically need recent pay stubs, tax returns, bank statements, and a valid ID. North Carolina law also requires a property appraisal to confirm the home value. Your lender will provide a full list based on your specific loan type.
How long does a mortgage refinance take in North Carolina?
A typical refinance in North Carolina takes 30 to 45 days from application to closing. This timeline can vary based on the lender workload and the appraisal schedule. North Carolina does not have a specific state law that sets a maximum time limit for the process.