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Compare Mortgage Refinance Companies in Clemmons, NC
Browse mortgage refinance companies serving Clemmons, North Carolina. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Clemmons, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 3 mortgage refinance companies in Clemmons, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amy Walker Lawson
3844 Clemmons Rd STE B, Clemmons, NC 27012
8773141523
Fairway Independent Mortgage Corporation
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3362238916
Mike W Bailey | Fairway Independent Mortgage Corporation Senior Loan Officer
3844 Clemmons Rd Suite A, Clemmons, NC 27012
3364134949
Clemmons residents looking to refinance a home can work with local mortgage refinance companies to secure better rates or change loan terms. In North Carolina, refinance transactions are governed by state usury laws and require full disclosure of fees under the North Carolina Consumer Finance Act. Local lenders in Clemmons understand the Forsyth County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Clemmons Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Clemmons North Carolina?
A standard mortgage refinance in North Carolina usually takes 30 to 45 days from application to closing. This timeline can vary based on appraisal availability and lender workload. North Carolina law requires a three-day right of rescission for most refinances on a primary residence.
Are there North Carolina specific laws that affect mortgage refinancing?
Yes, North Carolina has a usury limit of 8 percent per year on loans secured by real property unless a higher rate is agreed in writing. The state also requires lenders to provide a Loan Estimate and Closing Disclosure within specific timeframes. These rules help protect borrowers from unfair terms.
What documents do I need to refinance a mortgage in Clemmons?
You will typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders may also require a property appraisal and a credit report. Having these documents ready can speed up the refinance process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.