Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 mortgage refinance companies in Garner, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chuck Payne at NFM Lending
883 US-70, Garner, NC 27529
9195237210
Jackie Wampler at Intercoastal Mortgage, LLC
131 US-70 West, Garner, NC 27529
9192910139
NFM Lending - Garner, NC - Branch 308
883 US-70, Garner, NC 27529
8664829076
Carolina Home Loans of NC, LLC
245 New Fidelity Ct #205, Garner, NC 27529
9196612080
Equity Builder Mortgage, LLC
1005 Vandora Springs Rd, Garner, NC 27529
9842061227
Dawn Turrone | Fairway Independent Mortgage Corporation Loan Officer
79 Glen Rd, Garner, NC 27529
9192430932
Joe Larotonda at NFM Lending
883 US-70, Garner, NC 27529
9196966675
What Does a Mortgage Refinance Company in Garner Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $500 to $1,000. Recording fees and taxes add about $200 to $500. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Garner North Carolina?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer.
Are there North Carolina laws that affect refinance costs?
Yes, North Carolina imposes a mortgage recording tax of 0.15% of the loan amount. Also, many lenders charge a state-specific intangible tax on the note.