Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 14 mortgage refinance companies in Gastonia, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Regional Finance
2568 W Franklin Blvd, Gastonia, NC 28052
7048659696
OneMain Financial
3060 E Franklin Blvd Ste 1 Ste 5, Gastonia, NC 28056
7048644316
C&F Mortgage Corp
1325 E Garrison Blvd STE A, Gastonia, NC 28054
7048673997
OneMain Financial
2609 S New Hope Rd #4, Gastonia, NC 28056
7048653465
Caliber Home Loans
1310 E Garrison Blvd, Gastonia, NC 28054
9802442310
Linda Hinson
1000 S New Hope Rd, Gastonia, NC 28054
7047181808
Sandra Lopez
1000 S New Hope Rd, Gastonia, NC 28054
7048229795
David Frum | E Mortgage Capital
1566 Union Rd Suite B - 5, Gastonia, NC 28054
7046915956
American Security Mortgage
1566 Union Rd, Gastonia, NC 28054
7048644444
David Millsaps, Movement Mortgage
121 W Main Ave Suite 202, Gastonia, NC 28052
7049427640
Republic Finance
2930 E Franklin Blvd Suite 30, Gastonia, NC 28056
9804603102
Movement Mortgage
1000 S New Hope Rd, Gastonia, NC 28054
8773141499
PNC Mortgage
500 S New Hope Rd, Gastonia, NC 28054
7048525650
Mortgage, Bank of America
355 S New Hope Rd, Gastonia, NC 28054
9804487604
What Does a Mortgage Refinance Company in Gastonia Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Gastonia?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina has a three-day right of rescission after signing, meaning you can cancel the refinance for any reason within three business days.
Are there North Carolina laws that protect refinance borrowers?
Yes. North Carolina law limits prepayment penalties on most home loans. Lenders must also disclose the annual percentage rate and total finance charges before you sign any documents.