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Find Mortgage Refinance Companies Near You in Graham, NC
Directory of mortgage refinance companies in Graham, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Graham, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 5 mortgage refinance companies in Graham, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truliant Federal Credit Union Graham
915 S Main St, Graham, NC 27253
8008220382
Mortgage Home Loans - Bart Neyman #415430
17 SE Court Square #200, Graham, NC 27253
3365168752
Hugo Len Kreuscher
200 N Main St Suite 300, Graham, NC 27253
5618435626
AgSouth Farm Credit
225 N Main St, Graham, NC 27253
3362275531
Fairway Home Mortgage-Graham Office
112 W Elm St Suite C, Graham, NC 27253
3364999469
Mortgage refinance companies in Graham North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Alamance County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Graham Cost?
Typical costs for a mortgage refinance in North Carolina range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,200 dollars, and lender origination fees of 0.5 to 1 percent. Recording fees and taxes add 100 to 300 dollars. Costs vary by situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Graham?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there North Carolina laws that affect refinance costs?
Yes, North Carolina imposes a mortgage recording tax of 0.10 percent of the loan amount. Some counties also have transfer taxes. Your lender must disclose all fees in the Loan Estimate.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.