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Find Mortgage Refinance Companies Near You in High Point, NC

Looking for a mortgage refinance company in High Point? Review the directory below to compare your options.

13 agents listed
Updated May 2026
High Point, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 13 mortgage refinance companies in High Point, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage - High Point
2212 Eastchester Dr #210, High Point, NC 27265
3365170304
Guild Mortgage - Tim Kritcher
2411 Penny Rd, High Point, NC 27265
3368123400
Mariner Finance
2850 S Main St #112, High Point, NC 27263
3368840081
Maria Cervantes
4035 Premier Dr STE 111, High Point, NC 27265
3366339140
Guild Mortgage - John Schmidlin
2411 Penny Rd, High Point, NC 27265
3368123400
Summit Credit Union
1743 Westchester Dr, High Point, NC 27262
3366626200
Vickie Foust
4035 Premier Dr STE 111, High Point, NC 27265
8773141499
Guild Mortgage - Kerlin Phillips
2411 Penny Rd, High Point, NC 27265
3362551725
Triad Mortgage: Gina Milloway, Mortgage Broker
4192 Mendenhall Oaks Pkwy, High Point, NC 27265
3362901891
Gaby Medrano - Guild Mortgage
2411 Penny Rd, High Point, NC 27265
8285721790
Jeff Benfield - Union Home Mortgage
2212 Eastchester Dr #210, High Point, NC 27265
3368804796
TRIAD MORTGAGE LLC
4192 Mendenhall Oaks Pkwy suite 101, High Point, NC 27265
3366027034
Guild Mortgage Company
2411 Penny Rd, High Point, NC 27265
3368123400

Mortgage refinance companies in High Point North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires all mortgage lenders to be licensed by the North Carolina Commissioner of Banks. Local refinance services can guide you through the process and explain state specific requirements like the right of rescission.

What Does a Mortgage Refinance Company in High Point Cost?

Typical costs for a mortgage refinance in North Carolina include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Recording fees in North Carolina are approximately 26 dollars for the first page and 4 dollars for each additional page. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the right of rescission for a refinance in North Carolina?
Under federal law you have three business days after closing to cancel a refinance on your primary home. North Carolina follows this federal rule. The right does not apply to purchase loans or investment properties.
Do I need a home appraisal to refinance in High Point?
Most refinance companies require a home appraisal to determine your propertys current value. In North Carolina appraisals must be done by a state licensed appraiser. Some lenders may offer a no appraisal refinance if you have enough equity.
What are typical closing costs for a refinance in North Carolina?
Closing costs for a refinance in North Carolina usually range from 2 to 5 percent of the loan amount. These costs include title search, recording fees, and lender origination fees. North Carolina charges a mortgage recording tax of 0.10 percent of the loan amount.