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Find Mortgage Refinance Companies in Kannapolis, NC
Directory of mortgage refinance companies in Kannapolis, North Carolina. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Kannapolis, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 mortgage refinance companies in Kannapolis, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lori A. Allerton, Sales Manager NMLS 219458 | Presidential Bank Mortgage
226 Oak Ave Suite 108 & 109, Kannapolis, NC 28081
7047541599
Lendmark Financial Services LLC
2224 Roxie Street Northeast, Kannapolis, NC 28083
9803080099
Troy Matzke - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9807771237
Dana Walter - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058023
Max Robertson - Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
Gateway Mortgage
6001 Gateway Center Dr Ste. 103, Kannapolis, NC 28081
9805058016
George Richardson, Senior Loan Officer NMLS 140896
226 Oak Ave Suites 108 & 109, Kannapolis, NC 28081
7049420152
Mortgage refinance companies in Kannapolis, North Carolina help homeowners lower their interest rates, reduce monthly payments, or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local refinance services can guide you through the process and ensure compliance with state regulations.
What Does a Mortgage Refinance Company in Kannapolis Cost?
Typical costs for refinancing a mortgage in Kannapolis include an appraisal fee of $400 to $600, lender origination fees of 0.5 to 1.0 percent of the loan amount, and title search and insurance costs of $500 to $1,000. North Carolina also charges a mortgage tax of 0.10 percent of the loan principal. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Kannapolis?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal and a credit check. Each lender may request additional documents based on your loan type.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed. Your lender must provide a Closing Disclosure at least three business days before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.