Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 3 mortgage refinance companies in Lillington, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
State Employees’ Credit Union
411 Pine State St, Lillington, NC 27546
9108140622
Mid South Financial Services
709 W Front St, Lillington, NC 27546
9105149745
First Community Mortgage - Lillington, NC
1206 S Main St, Lillington, NC 27546
8004648626
What Does a Mortgage Refinance Company in Lillington Cost?
Typical costs for a mortgage refinance in North Carolina include an appraisal fee of $400 to $600, origination fees of 0.5% to 1% of the loan amount, and title search fees around $200 to $400. Closing costs generally total 2% to 5% of the refinanced loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Lillington?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law mandates a three-day right of rescission after signing, which adds time for refinances of primary residences.
Can I refinance a mortgage with bad credit in Lillington?
Yes, some lenders offer FHA streamline refinances or other programs for borrowers with lower credit scores. North Carolina does not have a minimum credit score requirement by law, but individual lenders set their own standards.