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Find Mortgage Refinance Companies Near You in Lumberton, NC
Looking for a mortgage refinance company in Lumberton? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Lumberton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 10 mortgage refinance companies in Lumberton, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
2204 N Pine St, Lumberton, NC 28358
9107389618
Lendmark Financial Services LLC
4315 Fayetteville Rd, Lumberton, NC 28358
9108164100
Mariner Finance
2101 N Pine St # C, Lumberton, NC 28358
9106711500
Regional Finance
6663B NC-41, Lumberton, NC 28358
9105361086
OneMain Financial
601 N Elm St, Lumberton, NC 28358
9107387201
OneMain Financial
3217 Fayetteville Rd, Lumberton, NC 28358
9107393366
AgCarolina Farm Credit
1902 N Cedar St, Lumberton, NC 28358
9107388181
OVM with AnnieMac Home Mortgage
703 Farringdom St, Lumberton, NC 28358
9103027476
Atlantic Bay Mortgage Group
Lumberton, NC 28358
9102728900
PNC Mortgage
700 N Chestnut St, Lumberton, NC 28358
9107373000
Mortgage refinance companies in Lumberton, North Carolina help homeowners lower their interest rates or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Robeson County property values and tax rules.
What Does a Mortgage Refinance Company in Lumberton Cost?
Typical costs for a mortgage refinance in Lumberton include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $500 to $1,000. North Carolina also imposes a mortgage recording tax of 10 cents per $100 of the loan. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lumberton?
You typically need pay stubs, tax returns, bank statements, and a recent property appraisal. North Carolina lenders also require a signed authorization to pull your credit report.
How long does a mortgage refinance take in North Carolina?
Most refinances close in 30 to 45 days. North Carolina law gives you a three-day right of rescission after signing the loan documents to cancel without penalty.
Are there North Carolina specific fees for refinancing?
Yes. North Carolina charges a mortgage recording tax of 0.10% of the loan amount. You may also pay state deed transfer taxes if the title changes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.