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Compare mortgage refinance companies in Shelby. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Shelby, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 8 mortgage refinance companies in Shelby, NC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Finance Company
1606 E Dixon Blvd D, Shelby, NC 28150
7044821464
Mathewson Mortgage Capital LLC
649 S Post Rd, Shelby, NC 28152
7049413064
Mariner Finance
1754 E Dixon Blvd Ste. C, Shelby, NC 28152
7044822025
OneMain Financial
1230 E Dixon Blvd Unit 11, Shelby, NC 28152
7044811761
Homestar Financial Corporation
824 S Dekalb St, Shelby, NC 28150
7044822588
Allied Financial Services Inc
1241 E Dixon Blvd # 3, Shelby, NC 28152
7044843404
Right By You Mortgage
331 S Lafayette St Suite 200, Shelby, NC 28150
7044824580
PNC Mortgage
131 N Lafayette St, Shelby, NC 28150
7044805200
Mortgage refinance companies in Shelby, North Carolina help homeowners replace their existing home loan with a new one. These services can lower monthly payments or change loan terms. North Carolina law requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure within three business days of application.
What Does a Mortgage Refinance Company in Shelby Cost?
Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title search fees of $200 to $500. Closing costs usually total 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Shelby?
You typically need pay stubs, tax returns, bank statements, and a photo ID. North Carolina lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in North Carolina?
The process usually takes 30 to 45 days from application to closing. North Carolina law mandates a three day rescission period after signing, giving you time to cancel if needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the North Carolina.