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Find Mortgage Refinance Companies Near You in Southern Pines, NC

Compare mortgage refinance companies in Southern Pines. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Southern Pines, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 11 mortgage refinance companies in Southern Pines, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Mecklenburg at Prosperity Home Mortgage - Southern Pines
750 NW Broad St Suite 3, Southern Pines, NC 28387
9106930040
Sherrie Jones Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9105287383
GoPrime Mortgage, Inc.
155 W New York Ave # 200, Southern Pines, NC 28387
9198537557
Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305
Rita Hairston at CrossCountry Mortgage
115 E Pennsylvania Ave Suite 1 & 2, Southern Pines, NC 28387
9106905511
Michael "Chad" Smith
100 Pavilion Wy Suite D, Southern Pines, NC 28387
3362078466
SW Mortgage Group at Edge Home Finance
165 E New Hampshire Ave, Southern Pines, NC 28387
6122421351
Rochelle Boone - CMG Home Loans Mortgage Loan Officer NMLS# 762713
115 W Pennsylvania Ave 2nd Floor, Southern Pines, NC 28387
9103155027
Erica Campbell at CrossCountry Mortgage
115 E Pennsylvania Ave Suites 1 & 2, Southern Pines, NC 28387
9108903494
Chad Smith
195 Short St, Southern Pines, NC 28387
3362078466
Christopher Campolieta Motto Mortgage Moves
1010 Old US Hwy 1, Southern Pines, NC 28387
9104062305

What Does a Mortgage Refinance Company in Southern Pines Cost?

Typical costs for a mortgage refinance in North Carolina include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Southern Pines?
You typically need recent pay stubs, tax returns, bank statements, and a copy of your current mortgage. North Carolina lenders may also require a property appraisal. Each company has its own list, so ask your lender for details.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline based on your specific case.