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Compare Mortgage Refinance Companies in Statesville, NC

Looking for a mortgage refinance company in Statesville? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Statesville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the North Carolina before hiring.
Showing 7 mortgage refinance companies in Statesville, NC Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1737 Wilkesboro Hwy E, Statesville, NC 28625
7048789544
Regional Finance
1897 E Broad St, Statesville, NC 28625
7048724057
OneMain Financial
122 Venture Ln Ste 4, Statesville, NC 28625
7048723644
Steven Insuasti Mortgage Broker
167 Dunlap Loop, Statesville, NC 28625
7723614323
Allied Financial Services
1624 E Broad St, Statesville, NC 28625
7048732803
Republic Finance
1550 E Broad St, Statesville, NC 28625
9807598050
PNC Mortgage
212 E Broad St, Statesville, NC 28677
7048713400

Mortgage refinance companies in Statesville, North Carolina help homeowners adjust their loan terms, lower interest rates, or change loan types. North Carolina law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand Iredell County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Statesville Cost?

Typical costs for a mortgage refinance in North Carolina range from 2% to 5% of the loan amount. This includes application fees, appraisal fees (usually $400 to $700), title search and insurance, and origination fees. Closing costs in Iredell County may also include recording fees and transfer taxes. Note that this is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Statesville?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. North Carolina lenders may also require a property appraisal and a credit report. Each lender has specific requirements based on your loan type.
How long does a mortgage refinance take in North Carolina?
A standard refinance in North Carolina usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.