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Find Mortgage Refinance Companies Near You in Canal Winchester, OH

Directory of mortgage refinance companies in Canal Winchester, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Canal Winchester, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage refinance companies in Canal Winchester, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eaglecreek Mortgage LLC
35 N High St, Canal Winchester, OH 43110
6148347293
PNC Mortgage
6400 Gender Rd, Canal Winchester, OH 43110
6148342100
Chase Home Lending
6314 Gender Rd, Canal Winchester, OH 43110
3327993678
US Bank Mortgage
8300 Meijer Dr Space Fd, Canal Winchester, OH 43110
6148331549

Mortgage refinance companies in Canal Winchester Ohio help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to follow specific disclosure rules under the Ohio Mortgage Broker Act. Local companies understand the Franklin County housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Canal Winchester Cost?

Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,200. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Canal Winchester Ohio?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders also require a property appraisal. Your lender will give you a full list based on your loan type.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your refinance company will provide a timeline estimate.
Are there Ohio specific rules for refinancing a mortgage?
Yes. Ohio law requires lenders to provide a Loan Estimate within three business days of application. You also have a three day right of rescission after closing for most refinances. These rules protect borrowers under state and federal law.