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Compare Mortgage Refinance Companies in Centerville, OH
Looking for a mortgage refinance company in Centerville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Centerville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage refinance companies in Centerville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Network of Ohio (NMLS ID 1742)
8153 Garnet Dr, Centerville, OH 45458
9376090115
All Western Mortgage- Team Hakanson
7051 Corporate Way, Centerville, OH 45459
9376816381
Mortgage refinance companies in Centerville Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Centerville companies understand the Dayton area housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Centerville Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Centerville Ohio?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
The process typically takes 30 to 45 days from application to closing. Ohio law allows a three day rescission period after signing, giving you time to cancel if needed.
Are there Ohio specific rules for refinancing?
Yes. Ohio requires lenders to disclose all fees clearly in the Loan Estimate. The state also limits prepayment penalties on most residential mortgages. Always review your final Closing Disclosure before signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.