Find Mortgage Refinance Companies in Dayton, OH
Browse mortgage refinance companies serving Dayton, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 mortgage refinance companies in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Dayton Ohio can help you replace your current home loan with a new one. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Dayton companies understand the regional housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Dayton Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Ohio also charges a mortgage tax of 0.1 to 0.2 percent on new loans. These figures are estimates only. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Dayton Ohio?
A mortgage refinance company helps homeowners replace their existing mortgage with a new loan. In Ohio, these companies must be licensed by the Ohio Division of Financial Institutions. They evaluate your home value and credit to offer new loan terms.
How long does a mortgage refinance take in Ohio?
A typical mortgage refinance in Ohio takes 30 to 45 days from application to closing. Ohio law gives you a three-day right of rescission after signing, which can add time. Delays may occur if an appraisal or title search takes longer.