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Browse mortgage refinance companies serving Dayton, Ohio. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Dayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 mortgage refinance companies in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9379930052
Todd Nerlinger
5651 Far Hills Ave, Dayton, OH 45459
9372716305
A-Z Lending
7542 McEwen Rd, Dayton, OH 45459
9375225419
Haley Swarts
5151 Far Hills Ave, Dayton, OH 45429
5132658292
Mike Romano Team
14 W First St, Dayton, OH 45402
9374010025
Mark Myers Mortgage Team - Union Savings Bank
5651 Far Hills Ave, Dayton, OH 45429
9375458587
Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385
513 Windsor Park Dr c, Dayton, OH 45459
9375723713
Ruoff Mortgage - Dayton-South
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9374039323
The Rines Group - USA Mortgage - Austin Rines
8075 Washington Village Dr, Dayton, OH 45458
9374246061
Shannon Ryan, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9376084181
Millennia Mortgage Group
5450 Far Hills Ave Suite 220, Dayton, OH 45429
9379021100
Drew Huggins at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376418974
Minster Bank
8530 N Dixie Dr, Dayton, OH 45414
9378983380
C & G Mortgage
4165 Little York Rd, Dayton, OH 45414
9372649150
Shawn Bowling-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376734540
Heather Powell-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9373051349
Kristen R Peter-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376135553
Lindsey Baab-Akers at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376031711
Bryan Kennard-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376895570
Michelle Green, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9374181428
A mortgage refinance company in Dayton Ohio can help you replace your current home loan with a new one. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Dayton companies understand the regional housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Dayton Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. Ohio also charges a mortgage tax of 0.1 to 0.2 percent on new loans. These figures are estimates only. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in Dayton Ohio?
A mortgage refinance company helps homeowners replace their existing mortgage with a new loan. In Ohio, these companies must be licensed by the Ohio Division of Financial Institutions. They evaluate your home value and credit to offer new loan terms.
How long does a mortgage refinance take in Ohio?
A typical mortgage refinance in Ohio takes 30 to 45 days from application to closing. Ohio law gives you a three-day right of rescission after signing, which can add time. Delays may occur if an appraisal or title search takes longer.
What documents do I need for a refinance in Dayton?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal and a credit report. Your refinance company will give you a complete list based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.