ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage refinance companies in Delaware, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Delaware, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 12 mortgage refinance companies in Delaware, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stephen R. Harless | Mortgage Lender - First Federal Community Bank
18 E William St Suite 3, Delaware, OH 43015
4403640323
Pathways Financial Credit Union - Delaware
879 W William St, Delaware, OH 43015
6144167588
Thrive Mortgage - The Columbus Team - Mortgage Lender - Mortgage Broker
Brianne Vitullo - Chase Home Lending Advisor - NMLS ID 563506
61 N Sandusky St, Delaware, OH 43015
6145930203
Mortgage refinance companies in Delaware, Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Delaware County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Delaware Cost?
Typical costs for refinancing in Ohio include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance costing $500 to $1,000. Closing costs in Delaware County often range from 2% to 5% of the loan principal. These figures are general estimates and actual costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Delaware Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal. Each lender may ask for additional items based on your loan type.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law allows a three-day rescission period after signing for most refinances. Delays can occur if the appraisal or title work takes longer.
Are there any Ohio-specific rules for refinancing?
Ohio requires lenders to be licensed through the Ohio Division of Financial Institutions. Borrowers have the right to receive a Loan Estimate and Closing Disclosure. Ohio also limits prepayment penalties on certain loans.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Delaware who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.