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Mortgage Refinance Companies in Fairborn, OH

Compare mortgage refinance companies in Fairborn. Review contact information and insurance categorys before you decide.

5 agents listed
Updated May 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 5 mortgage refinance companies in Fairborn, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lendmark Financial Services LLC
2628 Colonel Glenn Hwy B, Fairborn, OH 45324
9374298801
Weber Bancorp LLC
398 E Dayton Yellow Springs Rd, Fairborn, OH 45324
9378789993
Ohio Real Estate Title Co
1160 E Dayton Yellow Springs Rd, Fairborn, OH 45324
9378784333
US Bank Mortgage
1 W Main St, Fairborn, OH 45324
8008722657
HII Commercial Real Estate Loans Fairborn OH
420 Patterson St E, Fairborn, OH 45324
9373431995

Mortgage refinance companies in Fairborn Ohio help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Fairborn residents can benefit from local lenders who understand Greene County property values and market conditions.

What Does a Mortgage Refinance Company in Fairborn Cost?

Typical costs for mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs in Ohio average 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Fairborn Ohio?
The refinance process in Ohio usually takes 30 to 45 days from application to closing. Ohio law gives borrowers a three day right of rescission after signing. Delays can occur if an appraisal or title work takes longer.
Are there Ohio specific laws that affect mortgage refinancing?
Yes, Ohio Revised Code Section 1321 applies to mortgage loan originators. Ohio also requires lenders to disclose any prepayment penalties clearly. Borrowers have the right to cancel certain refinance loans within three business days under federal law.