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Find Mortgage Refinance Companies in Fairfield, OH
Compare mortgage refinance companies in Fairfield. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Fairfield, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 7 mortgage refinance companies in Fairfield, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Savings Bank
721 Wessel Dr, Fairfield, OH 45014
5138299111
David Lipsky | Coast2Coast Mortgage Lending
5380 Pleasant Ave Suite 4D, Fairfield, OH 45014
5132609118
US Bank Mortgage
Fairfield, OH 45014
8008722657
US Bank Mortgage
6325 S Gilmore Rd, Fairfield, OH 45014
8008722657
US Bank Mortgage
563 Patterson Blvd, Fairfield, OH 45014
8008722657
Chase Mortgage
5200 Pleasant Ave, Fairfield, OH 45014
5135956430
Fifth Third Mortgage - Kenneth Garbe
6120 S Gilmore Rd, Fairfield, OH 45014
5135308081
A mortgage refinance company in Fairfield Ohio helps homeowners lower their rate or change loan terms. Ohio law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Fairfield housing market and can guide you through state-specific closing procedures.
What Does a Mortgage Refinance Company in Fairfield Cost?
Typical costs for a mortgage refinance in Ohio range from 2% to 5% of the loan amount. For a $200,000 loan this means $4,000 to $10,000 in fees including appraisal, title search, and origination charges. Ohio also charges a mortgage recording fee of about $0.50 per $100 of loan value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Fairfield Ohio?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.