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Compare Mortgage Refinance Companies in Fairlawn, OH
Browse mortgage refinance companies serving Fairlawn, Ohio. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Fairlawn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 mortgage refinance companies in Fairlawn, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Michele Lux-Howard Hanna
3030 W Market St, Fairlawn, OH 44333
3306970204
Riverview Mortgage Corp
2919 W Market St Suite C, Fairlawn, OH 44333
2343345414
First Federal Lakewood - Fairlawn Mortgage Lending Office
3480 W Market St Suite 201, Fairlawn, OH 44333
3308354264
A mortgage refinance company in Fairlawn Ohio can help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Fairlawn borrowers should also consider Ohio specific rules on prepayment penalties and escrow accounts.
What Does a Mortgage Refinance Company in Fairlawn Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs often total 2% to 5% of the loan principal. These figures vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fairlawn Ohio?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders may also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period after signing. Delays can occur if an appraisal or title work takes longer.
Are there Ohio specific laws that affect refinancing?
Yes. Ohio does not allow prepayment penalties on most residential mortgages. Also, Ohio law requires lenders to disclose the annual percentage rate clearly. Borrowers have the right to cancel within three business days under federal rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.