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Mortgage Refinance Companies in Granville, OH

Compare mortgage refinance companies in Granville. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Granville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage refinance companies in Granville, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ruoff Mortgage - Granville
321 E Broadway, Granville, OH 43023
7409204840
Julie Chester, Ruoff Mortgage
321 E Broadway, Granville, OH 43023
7403985114
Dawn King, Ruoff Mortgage
321 E Broadway, Granville, OH 43023
7405049608
Chase Mortgage
136 E Broadway, Granville, OH 43023
7405873461

A mortgage refinance company in Granville Ohio helps homeowners replace their existing home loan with a new one. Ohio law requires clear disclosure of all fees and terms under the Ohio Mortgage Loan Act. Local lenders in Granville can assist with rate-and-term refinancing or cash-out refinancing for Licking County properties.

What Does a Mortgage Refinance Company in Granville Cost?

Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees from 400 to 700 dollars and title insurance of 500 to 1,000 dollars. Closing costs in Ohio often total 2 to 5 percent of the loan principal. These amounts vary by lender loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Granville Ohio?
You typically need pay stubs tax returns bank statements and a photo ID. Ohio lenders may also require proof of homeowners insurance and a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Loan Estimate within three business days of your application.
Are there Ohio specific rules for refinancing a mortgage?
Yes Ohio law requires lenders to give you a Truth in Lending disclosure and a Good Faith Estimate. Ohio also has a three day right of rescission for most refinances which lets you cancel the loan for any reason. This period starts after you sign the closing documents.