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Find Mortgage Refinance Companies Near You in Hilliard, OH
Looking for a mortgage refinance company in Hilliard? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Hilliard, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 mortgage refinance companies in Hilliard, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Hilliard Ohio help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Franklin County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Hilliard Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 600 dollars. Title insurance and recording fees add 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Hilliard Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Ohio?
The refinance process in Ohio usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender will provide a timeline after reviewing your application.
Are there Ohio specific rules for mortgage refinance?
Yes, Ohio requires lenders to be licensed under the Ohio Mortgage Broker Act. Borrowers also have a three day right of rescission after signing refinance documents. This gives you time to cancel without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.