Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 3 mortgage refinance companies in Huber Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Todd Tuttle - Chase Home Lending Advisor - NMLS ID 406450
6130 Chambersburg Rd, Huber Heights, OH 45424
(937) 672-6922
homelendingadvisor.chase.com
Fifth Third Mortgage - Steve Mutlu
7601 Troy Pike, Huber Heights, OH 45424
(937) 227-3024
mortgageadvisors.53.com
What Does a Mortgage Refinance Company in Huber Heights Cost?
Typical costs for a mortgage refinance in Ohio include an appraisal fee of $400 to $700, loan origination fees of 0.5% to 1% of the loan amount, and title insurance costs of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Huber Heights?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders may also require a property appraisal specific to the Huber Heights area.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Ohio specific laws about refinancing?
Yes, Ohio law requires lenders to disclose all fees in a Loan Estimate within three business days. Ohio also has a three day right of rescission for refinances on your primary home.