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Compare Mortgage Refinance Companies in Kettering, OH
Compare mortgage refinance companies in Kettering. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage refinance companies in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Polaris Home Funding Corporation
3017 Sudbury Dr suite a, Kettering, OH 45420
9377162347
NFM Lending - Dayton, OH - Branch OH345
3123 Research Blvd # 150, Kettering, OH 45420
9377418010
NEO Home Loans - The Stable Group
5600 Kentshire Dr #209, Kettering, OH 45440
9378882228
Innovative Home Mortgage
5600 Kentshire Dr, Kettering, OH 45440
9377237538
Mortgage refinance companies in Kettering, Ohio help homeowners lower their interest rates, reduce monthly payments, or switch loan types. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Kettering companies understand the Dayton area housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Kettering Cost?
Typical costs for a mortgage refinance in Ohio include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title search fees around 300 to 600 dollars. Closing costs usually total 2 to 5 percent of the loan principal. Ohio also charges a mortgage recording fee, often 50 to 100 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Kettering Ohio?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders may also require proof of homeowners insurance and a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if additional documents are needed. Your lender will provide a timeline estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.