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Compare Mortgage Refinance Companies in Middleburg Heights, OH
Looking for a mortgage refinance company in Middleburg Heights? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Middleburg Heights, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 mortgage refinance companies in Middleburg Heights, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tom Swan at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402634400
Kyle Swan at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4404095482
Tom Swan Team at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402341400
PNC Mortgage
6897 Pearl Rd, Middleburg Heights, OH 44130
4408420200
Steven Forsythe at CrossCountry Mortgage
7550 Lucerne Dr Suite 206, Middleburg Heights, OH 44130
4402341400
Finance of America Mortgage LLC
7087 Pearl Rd, Middleburg Heights, OH 44130
2155910222
Mortgage refinance companies in Middleburg Heights Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide clear loan estimates under the Truth in Lending Act. Local companies often assist with conventional FHA and VA refinancing options tailored to Cuyahoga County residents.
What Does a Mortgage Refinance Company in Middleburg Heights Cost?
Typical costs for a mortgage refinance in Ohio range from 2% to 5% of the loan amount. For a $200,000 loan this means $4,000 to $10,000 in fees including appraisal title search and origination charges. Ohio law does not cap these fees but requires lenders to provide a Loan Estimate within three business days. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Middleburg Heights Ohio?
You typically need recent pay stubs tax returns bank statements and a photo ID. Ohio lenders also require a property appraisal and proof of homeowners insurance. Each lender may ask for additional documents based on your loan type.
Are there Ohio specific laws that affect mortgage refinancing?
Ohio follows federal RESPA and TILA rules for refinancing. Ohio Revised Code Section 1321 provides additional protections for borrowers including disclosure requirements for prepayment penalties. Some loans in Ohio also require a notarized signature on the mortgage document.
How long does a mortgage refinance take in Middleburg Heights?
A typical refinance in Ohio takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Working with a local refinance company can sometimes speed up the process.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.