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Compare mortgage refinance companies in Monroe. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Monroe, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage refinance companies in Monroe, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
5 N Main St, Monroe, OH 45050
8008722657
Chase Mortgage
1 East Ave, Monroe, OH 45050
5134258504
Mortgage refinance companies in Monroe Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Monroe residents often refinance to take advantage of local property value changes or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Monroe Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs in Ohio usually range from 2 to 5 percent of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Monroe Ohio?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal and a credit report. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal takes longer or if there are title issues. Your lender will provide a timeline estimate after your initial application.
Are there Ohio specific laws for mortgage refinancing?
Yes. Ohio Revised Code Section 1321.57 requires lenders to disclose all fees and terms clearly. Ohio also has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.