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Showing 2 mortgage refinance companies in Oxford, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Mortgage
20 W High St, Oxford, OH 45056
5135234151
PNC Mortgage
Shriver Center, 701 E Spring St, Oxford, OH 45056
5132805030
What Does a Mortgage Refinance Company in Oxford Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Oxford Ohio?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders may also require a property appraisal. Gather these documents before applying to speed up the process.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender will provide a timeline estimate.
Are there Ohio specific laws for mortgage refinancing?
Yes, Ohio Revised Code Chapter 1321 regulates mortgage brokers and lenders. Ohio also requires a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing.