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Find Mortgage Refinance Companies Near You in Painesville, OH
Directory of mortgage refinance companies in Painesville, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Painesville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 mortgage refinance companies in Painesville, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Theory Federal Credit Union (Painesville Branch)
1595 Mentor Ave, Painesville, OH 44077
4403524732
Wendy Ruiz at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
The Pschirer Group - Union Home Mortgage
7575 Fredle Dr #201, Painesville, OH 44077
4407540913
Megan Maruna - Mortgage Broker NMLS#1989328
420 W Prospect St, Painesville, OH 44077
7248896700
The Ruiz Team at CrossCountry Mortgage
2709 N Ridge Rd, Painesville, OH 44077
4403545206
PNC Mortgage
40 W Erie St, Painesville, OH 44077
4403542300
Mortgage refinance companies in Painesville Ohio help homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can guide you through the process and explain Ohio specific closing rules.
What Does a Mortgage Refinance Company in Painesville Cost?
Typical costs for a mortgage refinance in Ohio include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Ohio also charges a state intangible tax on new mortgages at 0.1 percent of the loan. Total closing costs usually range from 2,000 to 5,000 dollars but vary by loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Painesville Ohio?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders also require proof of homeowners insurance. Your refinance company will give you a full list based on your loan type.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work is needed. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Ohio specific fees for refinancing?
Yes, Ohio charges a mortgage recording fee which varies by county. In Lake County where Painesville is located, recording fees are typically around 30 to 50 dollars. Other costs include appraisal fees and title insurance.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.