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Compare Mortgage Refinance Companies in Piqua, OH

Compare mortgage refinance companies in Piqua. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Piqua, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage refinance companies in Piqua, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1252 E Ash St Ste 106, Piqua, OH 45356
9377731047
Thrive Mortgage - Piqua OH
106 W Ash St, Piqua, OH 45356
9376159276
Chase Mortgage
401 Spring St, Piqua, OH 45356
9377736251
Fifth Third Mortgage - Thomas Sippel
123 Market St, Piqua, OH 45356
9377785313

A mortgage refinance company in Piqua Ohio can help you lower your rate or change your loan term. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Miami County housing market and can guide you through the process.

What Does a Mortgage Refinance Company in Piqua Cost?

Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Piqua Ohio?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Ohio?
A typical refinance in Ohio takes 30 to 45 days from application to closing. Ohio law does not set a specific time limit, but delays can occur if the appraisal or title work takes longer. Ask your lender for a timeline estimate.
Are there Ohio specific rules for refinancing a mortgage?
Yes. Ohio requires lenders to disclose all fees clearly in the Loan Estimate. Ohio also has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. This does not apply to purchase loans.