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Find Mortgage Refinance Companies Near You in Rocky River, OH
Looking for a mortgage refinance company in Rocky River? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Rocky River, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 mortgage refinance companies in Rocky River, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rockway Mortgage
20545 Center Ridge Rd Suite 142, Rocky River, OH 44116
2162322900
Equity Capital Mortgage Group
20160 Center Ridge Rd # 201, Rocky River, OH 44116
2163022060
CosmoLends
20006 Detroit Rd Suite 309, Rocky River, OH 44116
4409255515
Flagstar Bank Home Loan Center
22255 Center Ridge Rd Suite 207, Rocky River, OH 44116
4404779307
PNC Mortgage
21670 Center Ridge Rd, Rocky River, OH 44116
4403318600
US Bank Mortgage
19825 Detroit Rd, Rocky River, OH 44116
8008722657
PNC Mortgage
19559 Detroit Rd, Rocky River, OH 44116
4403316060
Rate
1250 Linda St # 101, Rocky River, OH 44116
3302381567
A mortgage refinance company in Rocky River Ohio helps homeowners lower their interest rate or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Rocky River residents often refinance to take advantage of changing rates or to switch from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Rocky River Cost?
Typical costs for refinancing a mortgage in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs in Rocky River generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Rocky River Ohio?
The refinance process in Ohio usually takes 30 to 45 days from application to closing. Ohio law requires a three day rescission period after signing for most refinances. Delays can happen if an appraisal or title work takes longer.
Are there Ohio specific laws that affect mortgage refinancing?
Yes. Ohio Revised Code Section 1345.03 covers unfair lending practices. Lenders must disclose all fees clearly. Ohio also has a statutory right of rescission that gives you three business days to cancel after closing.
What documents do I need to refinance a mortgage in Rocky River?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Ohio lenders may also require proof of homeowners insurance. Your refinance company will provide a full list based on your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.