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Mortgage Refinance Companies in Salem, OH

Compare mortgage refinance companies in Salem. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Salem, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 mortgage refinance companies in Salem, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2339 E State St, Salem, OH 44460
3303320356
Chase Home Lending
123 N Broadway Ave, Salem, OH 44460
3303324621

Mortgage refinance companies in Salem, Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Mahoning County real estate market and can guide you through the process.

What Does a Mortgage Refinance Company in Salem Cost?

Typical costs for a mortgage refinance in Salem, Ohio include an appraisal fee of 400 to 600 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costing 500 to 800 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Salem Ohio?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Ohio lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in Ohio?
A typical refinance in Ohio takes 30 to 45 days from application to closing. Ohio law allows a three-day rescission period after signing. Delays can occur if documents are incomplete.
Are there Ohio-specific rules for mortgage refinancing?
Yes, Ohio follows federal RESPA and TILA rules. Ohio also requires lenders to be licensed through the Nationwide Multistate Licensing System. Borrowers have the right to cancel within three business days under Ohio law.