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Find Mortgage Refinance Companies Near You in Toledo, OH
Directory of mortgage refinance companies in Toledo, Ohio. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 12 mortgage refinance companies in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GVC Mortgage, NMLS# 2334
3306 Executive Pkwy Ste 201, Toledo, OH 43606
5672984670
Ron Erdmann- Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Charles Scheib - Mortgage Banker
5450 Monroe St #1, Toledo, OH 43623
4197500000
Waterford Bank, N.A.
3900 N McCord Rd, Toledo, OH 43617
4197203900
United Alliance Mortgage, LLC
6800 Central Ave B, Toledo, OH 43617
6149679895
Midwest Mortgage Investments Ltd
5450 Monroe St #1, Toledo, OH 43623
8882835626
Tina Melody Mahn at CrossCountry Mortgage
3131 Executive Pkwy # 103, Toledo, OH 43606
2162903727
Guaranteed Rate
3230 Central Park West # 100, Toledo, OH 43617
4193922410
Bruce Parish - Mortgage Loan Specialist
5450 Monroe St, Toledo, OH 43623
4198419067
Anna Johnson
3454 Oak Alley Ct # 100, Toledo, OH 43606
6084493806
Fifth Third Mortgage - Ronald Rightnowar
7536 Central Ave, Toledo, OH 43617
4197055559
Fifth Third Mortgage - Jon Ostrander
550 N Summit St, Toledo, OH 43604
4192590308
Mortgage refinance companies in Toledo Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide a Loan Estimate within three business days of application. Local Toledo lenders understand the regional housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Toledo Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Closing costs generally range from 2000 to 5000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Toledo Ohio?
You typically need pay stubs tax returns bank statements and a photo ID. Ohio lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Ohio specific rules for mortgage refinancing?
Yes Ohio law requires lenders to disclose the annual percentage rate and total loan costs clearly. Ohio also has a three day right of rescission for most refinances allowing you to cancel without penalty.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.