Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 4 mortgage refinance companies in Willoughby, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Schmidt Mortgage Company
35104 Euclid Ave #202, Willoughby, OH 44094
(440) 953-0447
schmidtmortgage.com
U.S. Bank-Mortgage Loan Originator-Raymond Sweeney
4098 Erie St, Willoughby, OH 44094
(440) 857-3874
mortgage.usbank.com
What Does a Mortgage Refinance Company in Willoughby Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Willoughby Ohio?
You will typically need recent pay stubs tax returns bank statements and a valid ID. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise.
Are there Ohio specific rules for mortgage refinancing?
Yes Ohio requires lenders to follow the Ohio Mortgage Loan Act and provide a Loan Estimate within three business days. Ohio also has a three day right of rescission for most refinances.