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Compare Mortgage Refinance Companies in Willoughby, OH
Looking for a mortgage refinance company in Willoughby? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Willoughby, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 4 mortgage refinance companies in Willoughby, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Schmidt Mortgage Company
35104 Euclid Ave #202, Willoughby, OH 44094
4409530447
US Bank Mortgage
4098 Erie St, Willoughby, OH 44094
4409517879
PNC Mortgage
35091 Euclid Ave, Willoughby, OH 44094
4409538100
U.S. Bank-Mortgage Loan Originator-Raymond Sweeney
4098 Erie St, Willoughby, OH 44094
4408573874
Mortgage refinance companies in Willoughby Ohio help homeowners lower their interest rates or change loan terms. Ohio law requires lenders to provide clear disclosure of fees and terms under state lending regulations. Local refinance services can guide you through the process and help you understand your options.
What Does a Mortgage Refinance Company in Willoughby Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1.5 percent of the loan amount plus appraisal fees of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Willoughby Ohio?
You will typically need recent pay stubs tax returns bank statements and a valid ID. Ohio lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise.
Are there Ohio specific rules for mortgage refinancing?
Yes Ohio requires lenders to follow the Ohio Mortgage Loan Act and provide a Loan Estimate within three business days. Ohio also has a three day right of rescission for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.