Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 14 mortgage refinance companies in Youngstown, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Creekside Mortgage
1235 Boardman-Canfield Rd #1, Youngstown, OH 44512
3307268145
People First Financial
1315 Boardman-Canfield Rd, Youngstown, OH 44512
3307588118
Novus Home Mortgage
1240 Boardman-Canfield Rd, Youngstown, OH 44512
3305505465
Hometown Mortgage Group LLC
5437 Mahoning Ave Suite 25, Youngstown, OH 44515
3309435656
Next Door Lending Ohio
577 E Western Reserve Rd, Youngstown, OH 44514
3307507524
Harry Krause - Axen Mortgage
24 Wildfern Dr, Youngstown, OH 44505
3305198544
First Equity Mortgage Group
860 Boardman-Canfield Rd # 101, Youngstown, OH 44512
3307820800
James Boots at CrossCountry Mortgage
755 Boardman-Canfield Rd Bldg F, Youngstown, OH 44512
2342030622
PNC Mortgage
4499 Belmont Ave, Youngstown, OH 44505
3307424573
Shelah Mrosko - Mortgage Broker
7829 Huntington Cir, Youngstown, OH 44512
3305034444
Commercial Real Estate Mortgage Loans Youngstown OH
366 E Florida Ave # D, Youngstown, OH 44507
2342305349
Commercial Lending Youngstown OH
26 Market St, Youngstown, OH 44503
3302365492
Chase Mortgage
6 W Federal St, Youngstown, OH 44503
3307426720
Shannon Spitler - Chase Home Lending Advisor - NMLS ID 444909
5531 Mahoning Ave, Youngstown, OH 44515
3308837775
What Does a Mortgage Refinance Company in Youngstown Cost?
Typical costs for a mortgage refinance in Ohio include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third-party costs like credit report fees and recording fees add 50 to 200 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Youngstown Ohio?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Ohio lenders may also require proof of homeowners insurance. Each company has its own list of required paperwork.
How long does a mortgage refinance take in Ohio?
A standard refinance in Ohio usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal is needed or if documents are missing. Your lender will provide a timeline after reviewing your application.
Are there Ohio laws that affect mortgage refinancing costs?
Yes Ohio requires lenders to disclose all fees in a Loan Estimate within three business days. Ohio also caps certain recording fees and transfer taxes. Always review the Closing Disclosure to confirm final costs.