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Find Mortgage Refinance Companies in Duncan, OK

Looking for a mortgage refinance company in Duncan? Review the directory below to compare your options.

5 agents listed
Updated June 2026
Duncan, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oklahoma before hiring.
Showing 5 mortgage refinance companies in Duncan, OK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Empire Finance of Duncan
1302 N 17th St Ste. 100, Duncan, OK 73533
(580) 786-4395 loansanywhere.net
Red River Credit Corporation
2239 US-81 #150, Duncan, OK 73533
(580) 475-0578 redrivercredit.com
Duncan Loans
44 US-81 Suite 300, Duncan, OK 73533
(580) 252-6044 bell-finance.com
OECU - Oklahoma Educators Credit Union
1006 W Main St, Duncan, OK 73533
(800) 324-8259 oecu.com
Pine Mountain Mortgage
175116 S 2nd St Suite 1, Duncan, OK 73533
(580) 512-5235 pmmloans.com

Mortgage refinance companies in Duncan Oklahoma help homeowners lower their interest rates or change loan terms. Oklahoma law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Stephens County real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Duncan Cost?

Typical costs for a mortgage refinance in Oklahoma include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance costing 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Duncan Oklahoma?
You typically need recent pay stubs tax returns bank statements and a photo ID. Oklahoma lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in Oklahoma?
A standard refinance in Oklahoma usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Oklahoma specific laws for mortgage refinancing?
Yes Oklahoma law requires lenders to disclose the annual percentage rate and total loan costs. The state also has a three day right of rescission for most refinances allowing you to cancel without penalty.

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