Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 7 mortgage refinance companies in Guthrie, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
307 N Division St, Guthrie, OK 73044
4052820077
Sun Loan Company
2108 S Division St B, Guthrie, OK 73044
4052822696
Bell Finance
2021 S Division St, Guthrie, OK 73044
4052822870
Bozarth Home Mortgage
111 S Division St, Guthrie, OK 73044
4052936300
COMMUNITY LOANS OF GUTHRIE
123 N Division St, Guthrie, OK 73044
4052824525
Local Loans
111 N Division St, Guthrie, OK 73044
4052822603
Logan County Loans
125 N Division St, Guthrie, OK 73044
4052826200
What Does a Mortgage Refinance Company in Guthrie Cost?
Typical costs for a mortgage refinance in Oklahoma include an appraisal fee of 400 to 700 dollars, title search and insurance from 500 to 1,000 dollars, and lender origination fees of 1 to 2 percent of the loan amount. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Guthrie Oklahoma?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oklahoma lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Oklahoma?
A standard refinance in Oklahoma usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there Oklahoma specific laws for refinancing?
Yes. Oklahoma requires lenders to disclose the annual percentage rate and total finance charges clearly. Also, Oklahoma has a 3 day right of rescission for most refinances, giving you time to cancel after signing.