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Compare Mortgage Refinance Companies in Stillwater, OK

Looking for a mortgage refinance company in Stillwater? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Stillwater, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 5 mortgage refinance companies in Stillwater, OK Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eric Zanotelli / The Z Team
1120 N Duck St i, Stillwater, OK 74075
4058806598
Approved Loans of Stillwater
223 S Perkins Rd, Stillwater, OK 74074
4057432274
OneMain Financial
2240 N Perkins Rd #230, Stillwater, OK 74075
4057070524
Matlock Mortgage Team
232 S Main St, Stillwater, OK 74074
4059377134
Fairway Independent Mortgage
2205 W 6th Ave, Stillwater, OK 74074
4053725363

Mortgage refinance companies in Stillwater Oklahoma help homeowners lower their rate or change loan terms. Oklahoma law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Stillwater property values and can guide you through the process.

What Does a Mortgage Refinance Company in Stillwater Cost?

Typical costs for mortgage refinance in Oklahoma include an appraisal fee of 400 to 600 dollars and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs often range from 2000 to 5000 dollars depending on the loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Stillwater Oklahoma?
You typically need pay stubs tax returns bank statements and a photo ID. Oklahoma lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Oklahoma?
A standard refinance in Oklahoma usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer.
Are there Oklahoma specific laws for mortgage refinancing?
Yes Oklahoma follows the federal Truth in Lending Act and requires a three day rescission period after signing. This gives you time to cancel the loan if you change your mind.