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Find Mortgage Refinance Companies Near You in Wagoner, OK
Looking for a mortgage refinance company in Wagoner? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Wagoner, OK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oklahoma before hiring.
Showing 5 mortgage refinance companies in Wagoner, OK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dixie Finance of Wagoner
611 W Cherokee St Suite A, Wagoner, OK 74467
9184850870
Security Finance
404 W Cherokee St Suite H, Wagoner, OK 74467
9184854513
Moore-Lancaster Agency
224 E Cherokee St, Wagoner, OK 74467
9184852106
FirsTitle | Wagoner
126 S Main St, Wagoner, OK 74467
9184854343
Supreme Loan Co.
228 E Cherokee St, Wagoner, OK 74467
9184858461
Mortgage refinance companies in Wagoner Oklahoma help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Oklahoma law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations.
What Does a Mortgage Refinance Company in Wagoner Cost?
Typical costs for mortgage refinancing in Oklahoma include an origination fee of 0.5 to 1.5 percent of the loan amount appraisal fees of 400 to 700 dollars and title insurance of 500 to 1000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Wagoner Oklahoma?
You typically need pay stubs tax returns bank statements and a photo ID. Lenders also require a property appraisal. Oklahoma law does not add extra document requirements beyond federal standards.
How long does a mortgage refinance take in Oklahoma?
The process usually takes 30 to 45 days from application to closing. Oklahoma has no specific state timeline but lenders must follow federal waiting periods after disclosure.
Can I refinance a mortgage with bad credit in Wagoner Oklahoma?
Yes some lenders offer options for borrowers with lower credit scores. Oklahoma does not set minimum credit requirements but lenders have their own standards. You may face higher interest rates or fees.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oklahoma.