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Find Mortgage Refinance Companies Near You in Bend, OR
Directory of mortgage refinance companies in Bend, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Bend, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 20 mortgage refinance companies in Bend, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hixon Mortgage
1567 SW Chandler Ave STE 203, Bend, OR 97702
5413230479
High Lakes Lending, LLC
2755 NW Crossing Dr Suite 229, Bend, OR 97703
5418487472
Renee Dornhecker - Mortgage Broker - Landmark Professional Mortgage Company
803 SW Industrial Way #212, Bend, OR 97702
5033023352
Shaun Kent, Team Kent Mortgage Loans
225 SW Scalehouse Loop Suite 102, Bend, OR 97702
5418156591
Movement Mortgage NMLS 39179 formerly Arbor Mortgage Group
209 NE Greenwood Ave Suite 100, Bend, OR 97701
5413230422
ELEV8 MORTGAGE
1777 SW Chandler Ave #208, Bend, OR 97702
5415085492
Change Home Mortgage
25 NW Minnesota Ave, Bend, OR 97703
5036068070
Sean Brennan at CrossCountry Mortgage
334 NE Irving Ave # 104, Bend, OR 97701
5413900264
Mountain Mortgage
19405 Kemple Dr, Bend, OR 97702
5412806967
Mark Sue Mortgage Group
920 NW Bond St # 209, Bend, OR 97701
5412416142
Mark Snow
397 SW Upper Terrace Dr # 150, Bend, OR 97702
5039295887
Raven Home Loans, LLC
1338 NE 6th St, Bend, OR 97701
5419541800
Ryan Fraker at CrossCountry Mortgage
721 SW Industrial Way #120, Bend, OR 97702
5414083454
Evergreen Home Loans Bend NMLS 89511
2900 NW Clearwater Dr Suite 100, Office 18, Bend, OR 97703
5413185500
Cristina Stanek - Coast Home Loans
360 NE Kearney Ave, Bend, OR 97701
5039137434
Coast Home Loans
360 NE Kearney Ave, Bend, OR 97701
5415771390
Guild Mortgage - Kenton Powell
397 SW Upper Terrace Dr # 150, Bend, OR 97702
5416785501
Rachelle Thomas
250 NW Franklin Ave STE 102, Bend, OR 97703
5417712537
The Mora Group - powered by Rate
900 Northwest Mount Washington Drive # 200, Bend, OR 97703
5415509411
Bend Mortgage Brokers
150 NE Hawthorne Ave #204, Bend, OR 97701
5419728616
Mortgage refinance companies in Bend Oregon help homeowners adjust their loan terms lower their interest rates or access home equity. Oregon law requires lenders to provide a Loan Estimate within three business days of application and allows a three day rescission period for most refinances. Bend residents often refinance to take advantage of changing rates or to switch from an adjustable rate to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Bend Cost?
Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs of 500 to 1500 dollars. Third party fees for credit reports and recording also apply. Total closing costs often range from 2 to 6 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Bend Oregon?
You typically need recent pay stubs tax returns bank statements and a photo ID. Oregon lenders also require proof of homeowners insurance and a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually closes in 30 to 45 days from application. Delays can occur if the appraisal is slow or if additional documents are needed. Oregon law does not set a specific timeline but lenders must provide a Loan Estimate within three business days.
Can I refinance a mortgage with bad credit in Bend Oregon?
Yes but options may be limited and interest rates may be higher. Oregon lenders consider your credit score debt to income ratio and home equity. Some programs like FHA streamline refinances have more flexible credit requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.