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Mortgage Refinance Companies in Bend, OR

Looking for a mortgage refinance company in Bend? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Bend, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 mortgage refinance companies in Bend, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hixon Mortgage
1567 SW Chandler Ave STE 203, Bend, OR 97702
(541) 323-0479 hixonmortgage.com
High Lakes Lending, LLC
2755 NW Crossing Dr Suite 229, Bend, OR 97703
(541) 848-7472 highlakeslending.com
Renee Dornhecker - Mortgage Broker - Landmark Professional Mortgage Company
803 SW Industrial Way #212, Bend, OR 97702
(503) 302-3352 reneeshomeloans.com
Shaun Kent, Team Kent Mortgage Loans
225 SW Scalehouse Loop Suite 102, Bend, OR 97702
(541) 815-6591 teamkentloans.com
Movement Mortgage NMLS 39179 formerly Arbor Mortgage Group
209 NE Greenwood Ave Suite 100, Bend, OR 97701
(541) 323-0422 movement.com
ELEV8 MORTGAGE
1777 SW Chandler Ave #208, Bend, OR 97702
(541) 508-5492 elev8mortgage.com
Change Home Mortgage
25 NW Minnesota Ave, Bend, OR 97703
(503) 606-8070 changemtg.com
Sean Brennan at CrossCountry Mortgage
334 NE Irving Ave # 104, Bend, OR 97701
(541) 390-0264 crosscountrymortgage.com
Mountain Mortgage
19405 Kemple Dr, Bend, OR 97702
(541) 280-6967 mountain-mortgage.com
Mark Sue Mortgage Group
920 NW Bond St # 209, Bend, OR 97701
(541) 241-6142 bendoregonmortgages.com
Mark Snow
397 SW Upper Terrace Dr # 150, Bend, OR 97702
(503) 929-5887 branches.guildmortgage.com
Raven Home Loans, LLC
1338 NE 6th St, Bend, OR 97701
(541) 954-1800 ravenhomeloans.com
Ryan Fraker at CrossCountry Mortgage
721 SW Industrial Way #120, Bend, OR 97702
(541) 408-3454 ryansrates.com
Evergreen Home Loans Bend NMLS 89511
2900 NW Clearwater Dr Suite 100, Office 18, Bend, OR 97703
(541) 318-5500 evergreenhomeloans.com
Cristina Stanek - Coast Home Loans
360 NE Kearney Ave, Bend, OR 97701
(503) 913-7434 coasthomeloans.com
Coast Home Loans
360 NE Kearney Ave, Bend, OR 97701
(541) 577-1390 coasthomeloans.com
Guild Mortgage - Kenton Powell
397 SW Upper Terrace Dr # 150, Bend, OR 97702
(541) 678-5501 branches.guildmortgage.com
Rachelle Thomas
250 NW Franklin Ave STE 102, Bend, OR 97703
(541) 771-2537 cmghomeloans.com
The Mora Group - powered by Rate
900 Northwest Mount Washington Drive # 200, Bend, OR 97703
(541) 550-9411 themoragroup.org
Bend Mortgage Brokers
150 NE Hawthorne Ave #204, Bend, OR 97701
(541) 972-8616 bendmortgagebrokers.com

Mortgage refinance companies in Bend Oregon help homeowners adjust their loan terms lower their interest rates or access home equity. Oregon law requires lenders to provide a Loan Estimate within three business days of application and allows a three day rescission period for most refinances. Bend residents often refinance to take advantage of changing rates or to switch from an adjustable rate to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Bend Cost?

Typical costs for a mortgage refinance in Oregon include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance costs of 500 to 1500 dollars. Third party fees for credit reports and recording also apply. Total closing costs often range from 2 to 6 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Bend Oregon?
You typically need recent pay stubs tax returns bank statements and a photo ID. Oregon lenders also require proof of homeowners insurance and a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Oregon?
A standard refinance in Oregon usually closes in 30 to 45 days from application. Delays can occur if the appraisal is slow or if additional documents are needed. Oregon law does not set a specific timeline but lenders must provide a Loan Estimate within three business days.
Can I refinance a mortgage with bad credit in Bend Oregon?
Yes but options may be limited and interest rates may be higher. Oregon lenders consider your credit score debt to income ratio and home equity. Some programs like FHA streamline refinances have more flexible credit requirements.

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