ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Mortgage Refinance Companies in Cottage Grove, OR
Directory of mortgage refinance companies in Cottage Grove, Oregon. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Cottage Grove, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 2 mortgage refinance companies in Cottage Grove, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patriot Mortgage Corporation
640 N 9th St, Cottage Grove, OR 97424
5417670520
US Bank Mortgage
29 N 7th St, Cottage Grove, OR 97424
8008722657
Mortgage refinance companies in Cottage Grove Oregon help homeowners lower their interest rate or change loan terms. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Cottage Grove housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Cottage Grove Cost?
Typical costs for a mortgage refinance in Oregon include an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan amount. Total closing costs often range from 2,000 to 5,000 dollars. These costs vary by loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the first step to refinance a mortgage in Cottage Grove?
Contact a licensed mortgage lender or broker in Oregon. They will review your current loan, credit score, and home value to determine available options. You will then receive a Loan Estimate outlining costs and terms.
Are there Oregon specific rules for mortgage refinancing?
Yes. Oregon Revised Statutes 86A.198 requires mortgage lenders to be licensed with the Oregon Division of Financial Regulation. Oregon also has a three day right of rescission for most refinances, giving you time to cancel after signing.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Cottage Grove who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.