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Browse mortgage refinance companies serving Lincoln City, Oregon. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Lincoln City, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 4 mortgage refinance companies in Lincoln City, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Landmark Professional Mortgage Company - Lincoln City, Oregon
2730 NE Hwy 101, Lincoln City, OR 97367
5414185454
Evergreen Home Loans Lincoln City NMLS 1484725
2219 NW U.S. 101, Lincoln City, OR 97367
5414185010
Churchill Mortgage - Lincoln City
2840 NE Hwy 101, Lincoln City, OR 97367
5419914263
Larry Morris Directors Mortgage Lincoln City
2137 -B NW U.S. 101, Lincoln City, OR 97367
5419946003
A mortgage refinance company in Lincoln City Oregon can help you lower your rate or change your loan term. Oregon law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand coastal property values and seasonal income patterns common in Lincoln City.
What Does a Mortgage Refinance Company in Lincoln City Cost?
Typical costs for a mortgage refinance in Oregon include an appraisal fee of 400 to 700 dollars, title insurance of 800 to 1500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Closing costs in Lincoln City generally range from 3000 to 6000 dollars. These costs vary by loan size and lender. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Lincoln City Oregon?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Oregon lenders also require a property appraisal to confirm current home value.
How long does a mortgage refinance take in Oregon?
A typical refinance in Oregon closes in 30 to 45 days. Delays can occur if the appraisal or title work takes longer. Oregon law gives you three business days after signing to cancel the refinance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.